Consider these facts in deciding if a Medicare Advantage Plan for hospital and medical coverage is right for you:

• Medicare Advantage Plans may cover costs & services not covered by Original Medicare.
• Medicare Advantage Plans may have lower deductibles & co-payments than Original Medicare.
• Medicare Advantage Plans often have low premiums — plans with monthly premiums as low as $0 may be available in your area.
• No health questions asked. All Medicare beneficiaries, including people on Medicare due to a disability, are guaranteed acceptance regardless of health conditions (except End Stage Renal Disease).